There are a number of requirements to be eligible to receive Medicare coverage. This page will serve as a guide to understanding if you qualify to receive benefits through the Medicare program.
Most seniors over the age of 65 qualify for Medicare coverage. You should be eligible for Medicare at the age of 65 if the following requirements are met:
If the information above applies to you and you have has Social Security deductions taken from your payroll, chances are that you will automatically receive a Medicare card in the mail prior to becoming eligible. The Medicare card will contain benefits on both Medicare Part A (hospital care) and Medicare Part B (medical care).
Medicare Part B is optional and can be declined. The Part B option of Medicare requires a monthly premium to be paid monthly to participate.
You will have to apply for Medicare Part B if:
You can qualify for Medicare benefits if you are under the age of 65 in the following situations:
Not all medical expenses are covered by Medicare Part A and Medicare Part B. Items including:
These are considered out-of-pocket expenses unless you have additional coverage under one of the many different plans available including: Medicare Supplemental Insurance (Medigap), Medicare Part D, and Medicare Advantage Plans.
A comprehensive list of services and expenses that are not covered under Medicare Part A or Medicare Part B can be found below.